資產 vs 負債

富爸爸書中提到的其中一個重要概念,  正是資產同負債,  資產不斷提供現金流往你口袋裏塞,  而負債剛剛相反不斷從你口袋流走現金,  因此要建立資產以產生源源不絕的正現金流,  當看見年復年正現金流的強勁增長勁開心.

月供 5 滙豐控股 Apr 2015 - Jul 2015

中銀真係幾好, 月供貨收息免手續費.

Date	Cost	Share Price	No. of Shares	PE	Yield
2015-04-13	$4,977.25	$69.75	71	13.13	5.56
2015-05-12	$4,955.25	$75.85	65	13.9	5.2
2015-06-11	$4,942.80	$73.40	67	13.6	5.3
2015-07-13	$4,993.50	$67.25	74	12.9	5.65
		Unit Cost		Avg PE	Avg Yield
Total	$19,868.80	$71.73	277	13.38	5.43
2015-07-08	$105.00	US$0.1 (1st Int Div)
	$105.00
Total (with Div)	$19,763.80	$71.35	277

月供 2800 盈富基金 Jul 2013 - Jul 2015

諗住執平貨倍大左月供, 點知咁快彈番.

Date	Cost	Share Price	No. of Shares	HSI PE	HSI Yield
2013-14	$89,676.50	$23.69	3,786	11	3.45
2015-01-13	$4,972.90	$24.30	203	11.29	3.51
2015-02-11	$4,935.20	$24.80	199	11.33	3.48
2015-03-11	$4,986.80	$24.20	204	10.33	3.89
2015-04-13	$4,973.40	$27.80	178	11.94	3.19
2015-05-12	$4,973.40	$27.80	178	11.94	3.19
2015-06-11	$4,993.60	$27.30	182	11.1	3.37
2015-07-13	$9,981.50	$25.25	394	10.36	3.62
		Unit Cost		Avg PE	Avg Yield
Total	$129,493.30	$24.32	5,324	11.16	3.46
2013-14	$3,141.00	Dividend
2015-05-29	$822.60	$0.18 (Int Div)
	$3,963.60
Total (with Div)	$125,529.70	$23.58	5,324