股票期權 Jun 2019

六絶月又接中國信達, 總結上半年股票期權收左四十五萬期權金, 接左 1359 蝕本貨.

Open Date	Stock	Strike	Month	Call / Put	Price	Qty	Option	Comm	Net Option
10 Apr 2019	1359	2.1	Jun 2019	SP	0.05	40	$10,000	60	$9,940
12 Apr 2019	5	67.5	Jun 2019	SC	1.11	20	$8,880	78	$8,802
29 Mar 2019	1109	30	Jul 2019	SP	1.15	5	$11,500	38	$11,462
26 Apr 2019	3968	36	Jul 2019	SP	1.18	20	$11,800	43.6	$11,756
30 May 2019	17	11	Jul 2019	SP	0.15	80	$12,000	104	$11,896
21 Jun 2019	2388	31	Jul 2019	SP	1	20	$10,000	40	$9,960
28 May 2019	5	67.5	Aug 2019	SC	1.06	20	$8,480	78	$8,402
30 May 2019	2388	31	Aug 2019	SC	0.95	20	$9,500	39	$9,461
30 May 2019	2388	30	Aug 2019	SP	1.03	20	$10,300	40.6	$10,259
25 Feb 2019	5	62.5	Sep 2019	SP	2.65	20	$21,200	102.4	$21,098
12 Apr 2019	5	70	Sep 2019	SC	1.11	20	$8,880	78	$8,802
26 Apr 2019	17	11.5	Sep 2019	SP	0.15	80	$12,000	104	$11,896
6 Jun 2019	1109	29	Sep 2019	SP	1.12	5	$11,200	37.4	$11,163
28 Jun 2019	5	67.5	Oct 2019	SC	0.94	20	$7,520	78	$7,442

註: 所有 SC 都係 covered call

2019 上半年 股息現金流

話咁快又到半年結, 由於缺乏左 d 高息優先股 (大部分上年中被回收了), 扣除借貸成本後, 今年上半年股息現金流收入 YoY 一如所料只係持平, 希望全年會有增長.

持股中只有香港寬頻股息大幅增長, 所以期間再增持左 d.

點解係中銀月供股票

首先, 點解要月供股票?

Time the market, 談何容易呀, 月供股票可以達到平均成本法, 更進一步既話, 就要進階版平均成本法, 即相對低位時供多 d, 相對高位時供少 d, 何為高位何為低位, 自己揾個指標, 我就用股息率 instead of PE.

供乜嘢股票?

揀股票, 又係談何容易呀, 一般人建議供 2800 就可以了, 因為指數基金跑羸七八成基金經理, 更何況係你同我, 另外, 2800 既 FER 極低.

入重點, 點解係中銀月供股票?

一般嘢自己睇, https://www.bochk.com/tc/investment/securities/monthly.html, 其他 jetso 如下:

1. 每個月供計劃五十蚊手續費 (or 0.25%) 已包晒所有費用, 如果你係中銀只有月供股票, 唔駛俾存倉費之餘, 往後收現金股息, 以股代息, 都唔駛再俾任何手續費, 啱晒我呢 d 收息佬, 只供不賣.

2. 可以用信用卡供款, 每月最多一萬積分, 積分又可以變返錢, 大大降低交易成本, 至於每年最多十二萬積分可以變返幾多錢, 睇吓你 hold 左中銀信用卡幾多年啦, https://www.boci.com.hk/pdf/chi/BP_Gift.pdf, 我就超過十年了 ^_^

3. 網上調整月供計劃容易, 三個工作天前都可以修改.

月供股票 Jun 2019

月供 3 中華煤氣 Feb 2018 - Jun 2019

Date	Cost	Share Price	No. of Shares	PE	Yield
2018-19	$52,915.06	$15.55	3,403	28.69	2.12
2019-01-11	$2,995.50	$16.60	180	31.17	1.98
2019-02-12	$2,984.46	$17.72	168	33.26	1.85
2019-03-12	$2,998.86	$18.24	164	34.16	1.80
2019-04-11	$2,999.92	$19.06	157	31.07	1.86
2019-05-14	$2,987.38	$18.86	158	31.47	1.84
2019-06-11	$2,986.56	$17.22	173	31.35	1.85
		Unit Cost		Avg PE	Avg Yield
Total	$70,867.74	$16.10	4,403	31.60	1.90
2018	$650.10	Dividend	151	Bonus Share
	$650.10		151
Total (Ex-Div)	$70,217.64	$15.42	4,554
Value (11 Jun 2019)	$78,510.96	$17.24
Return (2018-19)	11.81%

月供 5 滙豐控股 Apr 2015 - Jun 2019

Date	Cost	Share Price	No. of Shares	PE	Yield
2015-18	$223,557.95	$64.74	3,453	45.71	5.51
2019-01-11	$6,955.20	$65.45	106	17.38	6.08
2019-02-12	$8,991.70	$65.95	136	17.59	6.01
2019-03-12	$9,988.80	$64.70	154	13.11	6.15
2019-04-11	$11,996.15	$66.85	179	13.47	5.99
2019-05-14	$9,992.50	$66.45	150	13.41	6.01
2019-06-11	$9,950.60	$65.30	152	13.25	6.09
		Unit Cost		Avg PE	Avg Yield
Total	$281,432.90	$65.00	4,330	19.13	5.98
2015-18	$10,467.21	Dividend	214	Scrip Div
2019-04-08	$38.99	US$0.21 (Fin Div)	99	Scrip Div
	$10,506.20		313
Total (Ex-Div)	$270,926.70	$58.35	4,643
Value (11 Jun 2019)	$303,884.35	$65.45
Return (2015-19)	12.16%

月供 2800 盈富基金 Jul 2013 - Jun 2019

Date	Cost	Share Price	No. of Shares	HSI PE	HSI Yield
2013-18	$456,978.46	$24.15	18,920	12.98	3.60
2019-01-11	$9,994.60	$26.80	372	11.15	3.98
2019-02-12	$7,972.30	$28.30	281	11.73	3.77
2019-03-12	$6,996.30	$29.20	239	11.76	3.74
2019-04-11	$4,995.50	$30.20	165	11.64	3.33
2019-05-14	$6,991.60	$28.35	246	10.87	3.51
2019-06-11	$6,995.25	$28.25	247	11.06	3.55
		Unit Cost		Avg PE	Avg Yield
Total	$500,924.01	$24.47	20,470	11.60	3.64
2013-18	$48,571.51	Dividend
2019-05-31	$2,996.55	$0.15 (Int Div)
	$48,571.51
Total (Ex-Div)	$452,352.50	$22.10	20,470
Value (11 Jun 2019)	$578,277.50	$28.25
Return (2013-19)	27.84%