貿易通派息減少

貿易通因為中期派息減少10%, 股價相對回落至1.8樓下, 所以再加碼少許增加股息收入, 現價息率約5.5%, 以一間無負債淨現金公司尚算吸引.

月供 2800 盈富基金 Jul 2013 - Sep 2014

Date	Cost	Share Price	No. of Shares	HSI PE / Yield
2013-07-11	$4,988.10	$21.85	226	10.42 / 3.48
2013-08-13	$4,984.25	$22.95	215	10.96 / 3.31
2013-09-11	$4,990.00	$23.75	208	11.22 / 3.25
2013-10-11	$4,980.25	$24.05	205	11.36 / 3.21
2013-11-12	$4,979.00	$23.25	212	11.21 / 3.26
2013-11-29	-$495.00	$0.058 (Fin Div)
2013-12-11	$4,976.60	$23.80	207	11.44 / 3.2
2014-01-13	$4,980.95	$23.15	213	11.22 / 3.26
2014-02-11	$4,988.75	$21.95	225	10.78 / 3.4
2014-03-11	$5,000.00	$22.50	220	10.73 / 3.43
2014-04-11	$4,997.95	$23.45	211	10.74 / 3.55
2014-05-13	$4,999.40	$22.60	219	10.43 / 3.66
2014-05-30	-$321.00	0.015 (Int Div)
2014-06-11	$4,926.60	$23.70	208	10.81 / 3.54
2014-07-11	$4,944.00	$24.00	206	10.80 / 3.68
2014-08-12	$4,983.50	$25.30	195	11.48 / 3.47
2014-09-11	$4,981.15	$25.55	193	11.49 / 3.46
		Unit Cost
Total	$73,884.50	$23.36	3163

落後的大笨象

恒指已經係二萬五千幾, 另一重磅股中移動亦已破百, 相對落後既滙控只係約 $83, 往績息率為 4.58%, 相對吸引, 如果恒指要再上一層樓, 大象也要向上, 由於成分股比重下調, 製造低吸機會.

滙控可以長期以股代息, 形成一年四次的複息效應.

月供 2800 盈富基金 Jul 2013 - Aug 2014

Date	Cost	Share Price	No. of Shares	HSI PE / Yield
2013-07-11	$4,988.10	$21.85	226	10.42 / 3.48
2013-08-13	$4,984.25	$22.95	215	10.96 / 3.31
2013-09-11	$4,990.00	$23.75	208	11.22 / 3.25
2013-10-11	$4,980.25	$24.05	205	11.36 / 3.21
2013-11-12	$4,979.00	$23.25	212	11.21 / 3.26
2013-11-29	-$495.00	$0.058 (Fin Div)
2013-12-11	$4,976.60	$23.80	207	11.44 / 3.2
2014-01-13	$4,980.95	$23.15	213	11.22 / 3.26
2014-02-11	$4,988.75	$21.95	225	10.78 / 3.4
2014-03-11	$5,000.00	$22.50	220	10.73 / 3.43
2014-04-11	$4,997.95	$23.45	211	10.74 / 3.55
2014-05-13	$4,999.40	$22.60	219	10.43 / 3.66
2014-05-30	-$321.00	0.015 (Int Div)
2014-06-11	$4,926.60	$23.70	208	10.81 / 3.54
2014-07-11	$4,944.00	$24.00	206	10.80 / 3.68
2014-08-12	$4,983.50	$25.30	195	11.48 / 3.47
		Unit Cost
Total	$68,903.35	$23.20	2970

現金流

講開收入，另一樣好重要既元素就係現金流。

現金流 = 收入 - 支出

務必保持正現金流，否則可能流血不止陷入財困，切記！

總收入 = 主動收入 + 被動收入

總收入 = 主動收入 + 被動收入

主動收入 = 工作收入、即需不斷付出（腦力 or 勞力）才有收入，不工作就沒有收入了。

被動收入 = 坐以待幣，唔駛做錢都不斷來，一般以投資獲得利息、股息 or 租金收入。

初出矛盧時一定係主動收入佔多，當累積一定財富後，就可以投資股票債券樓房增加被動收入，有朝一日當被動收入足以支付日常支出就可以不用工作了，即財務自由了！

月供 2800 盈富基金 Jul 2013 - Jul 2014

Date	Cost	Share Price	No. of Shares	HSI PE / Yield
2013-07-11	$4,988.10	$21.85	226	10.42 / 3.48
2013-08-13	$4,984.25	$22.95	215	10.96 / 3.31
2013-09-11	$4,990.00	$23.75	208	11.22 / 3.25
2013-10-11	$4,980.25	$24.05	205	11.36 / 3.21
2013-11-12	$4,979.00	$23.25	212	11.21 / 3.26
2013-11-29	-$495.00	$0.058 (Fin Div)
2013-12-11	$4,976.60	$23.80	207	11.44 / 3.2
2014-01-13	$4,980.95	$23.15	213	11.22 / 3.26
2014-02-11	$4,988.75	$21.95	225	10.78 / 3.4
2014-03-11	$5,000.00	$22.50	220	10.73 / 3.43
2014-04-11	$4,997.95	$23.45	211	10.74 / 3.55
2014-05-13	$4,999.40	$22.60	219	10.43 / 3.66
2014-05-30	-$321.00	0.015 (Int Div)
2014-06-11	$4,926.60	$23.70	208	10.81 / 3.54
2014-07-11	$4,944.00	$24.00	206	10.80 / 3.68
		Unit Cost
Total	$63,919.85	$23.03	2775

月供 2800 盈富基金 Jul 2013 - Jun 2014

Date	Cost	Share Price	No. of Shares	HSI PE / Yield
2013-07-11	$4,988.10	$21.85	226	10.42 / 3.48
2013-08-13	$4,984.25	$22.95	215	10.96 / 3.31
2013-09-11	$4,990.00	$23.75	208	11.22 / 3.25
2013-10-11	$4,980.25	$24.05	205	11.36 / 3.21
2013-11-12	$4,979.00	$23.25	212	11.21 / 3.26
2013-11-29	-$495.00	$0.058 (Fin Div)
2013-12-11	$4,976.60	$23.80	207	11.44 / 3.2
2014-01-13	$4,980.95	$23.15	213	11.22 / 3.26
2014-02-11	$4,988.75	$21.95	225	10.78 / 3.4
2014-03-11	$5,000.00	$22.50	220	10.73 / 3.43
2014-04-11	$4,997.95	$23.45	211	10.74 / 3.55
2014-05-13	$4,999.40	$22.60	219	10.43 / 3.66
2014-05-30	-$321.00	0.015 (Int Div)
2014-06-11	$4,926.60	$23.70	208	10.81 / 3.54
		Unit Cost
Total	$58,975.85	$22.96	2569

月供 2800 盈富基金 Jul 2013 - May 2014

Date	Cost	Share Price	No. of Shares	HSI PE / Yield
2013-07-11	$4,988.10	$21.85	226	10.42 / 3.48
2013-08-13	$4,984.25	$22.95	215	10.96 / 3.31
2013-09-11	$4,990.00	$23.75	208	11.22 / 3.25
2013-10-11	$4,980.25	$24.05	205	11.36 / 3.21
2013-11-12	$4,979.00	$23.25	212	11.21 / 3.26
2013-11-29	-$495.00	$0.058 (Fin Div)
2013-12-11	$4,976.60	$23.80	207	11.44 / 3.2
2014-01-13	$4,980.95	$23.15	213	11.22 / 3.26
2014-02-11	$4,988.75	$21.95	225	10.78 / 3.4
2014-03-11	$5,000.00	$22.50	220	10.73 / 3.43
2014-04-11	$4,997.95	$23.45	211	10.74 / 3.55
2014-05-13	$4,999.40	$22.60	219	10.43 / 3.66
		Unit Cost
Total	$54,370.25	$23.03	2361

月供 2800 盈富基金 Jul 2013 - Apr 2014

Date	Cost	Share Price	No. of Shares	HSI PE / Yield
2013-07-11	$4,988.10	$21.85	226	10.42 / 3.48
2013-08-13	$4,984.25	$22.95	215	10.96 / 3.31
2013-09-11	$4,990.00	$23.75	208	11.22 / 3.25
2013-10-11	$4,980.25	$24.05	205	11.36 / 3.21
2013-11-12	$4,979.00	$23.25	212	11.21 / 3.26
2013-11-29	-$495.00	$0.058 (Fin Div)
2013-12-11	$4,976.60	$23.80	207	11.44 / 3.2
2014-01-13	$4,980.95	$23.15	213	11.22 / 3.26
2014-02-11	$4,988.75	$21.95	225	10.78 / 3.4
2014-03-11	$5,000.00	$22.50	220	10.73 / 3.43
2014-04-11	$4,997.95	$23.45	211	10.74 / 3.55
		Unit Cost
Total	$49,370.85	$23.05	2142