2015 股息現金流

收埋最後一隻股息, 終於可以總結 2015 年股息現金流, 實在太好息, 不似預期逢低吸納 2800, 反而不斷買入高息股, 所以今年埋單股息有約 44% 的年增長, 經濟下行, 來年股息希望不要倒退, 未來一年繼續月供 2800 盈富基金(2016 目標 >= 10%), 同埋加碼 2388 中銀香港來平衡個股票倉, 務求進一步減低其他個股風險.

月供 5 滙豐控股 Apr 2015 - Dec 2015

Date	Cost	Share Price	No. of Shares	PE	Yield
2015-04-13	$4,977.25	$69.75	71	13.13	5.56
2015-05-12	$4,955.25	$75.85	65	13.9	5.2
2015-06-11	$4,942.80	$73.40	67	13.6	5.3
2015-07-13	$4,993.50	$67.25	74	12.9	5.65
2015-08-11	$4,962.50	$70.65	70	12.94	5.63
2015-09-11	$4,982.10	$60.55	82	11.305	6.452
2015-10-13	$4,990.05	$62.95	79	11.473	6.357
2015-11-11	$4,941.00	$61.55	80	11.555	6.311
2015-12-11	$4,857.50	$60.25	82	11.229	6.495
		Unit Cost		Avg PE	Avg Yield
Total	$44,601.95	$66.57	670	12.45	5.88
2015-07-08	$105.00	US$0.1 (1st Int Div)
2015-10-02	$268.91	US$0.1 (2nd Int Div)
2015-12-03	$393.68	US$0.1 (3rd Int Div)
	$767.59
Total (with Div)	$43,834.36	$65.42	670

月供 2800 盈富基金 Jul 2013 - Dec 2015

Date	Cost	Share Price	No. of Shares	HSI PE	HSI Yield
2013-14	$89,676.50	$23.69	3,786	11	3.45
2015-01-13	$4,972.90	$24.30	203	11.29	3.51
2015-02-11	$4,935.20	$24.80	199	11.33	3.48
2015-03-11	$4,986.80	$24.20	204	10.33	3.89
2015-04-13	$4,973.40	$27.80	178	11.94	3.19
2015-05-12	$4,973.40	$27.80	178	11.94	3.19
2015-06-11	$4,993.60	$27.30	182	11.1	3.37
2015-07-13	$9,981.50	$25.25	394	10.36	3.62
2015-08-11	$9,989.80	$25.40	392	10.11	3.71
2015-09-11	$9,978.60	$22.40	444	8.88	4.22
2015-10-13	$9,978.00	$23.40	425	9.24	3.97
2015-11-11	$9,999.60	$22.60	441	9.15	4.01
2015-12-11	$9,996.60	$21.85	456	8.68	4.24
		Unit Cost		Avg PE	Avg Yield
Total	$179,435.90	$23.98	7,482	10.41	3.68
2013-14	$3,141.00	Dividend
2015-05-29	$822.60	$0.18 (Int Div)
2015-11-27	$4,148.55	$0.63 (Fin Div)
	$8,112.15
Total (with Div)	$171,323.75	$22.90	7,482

Fasting

估唔到間中唔食野對身體健康竟然有莫大好處, 因為無錢揾, 無財團會鼓吹呢樣野, 若想了解真相, 請睇吓港台的辟谷之謎.

http://programme.rthk.hk/rthk/tv/programme.php?name=tv/sciencewithyou2015&p=6813&e=300983&d=2015-04-10&m=episode

稅貸 2015

同舊年一樣: 上商稅貸劃一 APR 1.75%，可以兩年期，又無苛刻條款，超抵!!

後註: 唔知係咪就黎加息, 上商只肯係咁易跟舊年個 Rate 借得鳮碎咁多, 所以今年決定唔借.

月供 5 滙豐控股 Apr 2015 - Nov 2015

Date	Cost	Share Price	No. of Shares	PE	Yield
2015-04-13	$4,977.25	$69.75	71	13.13	5.56
2015-05-12	$4,955.25	$75.85	65	13.9	5.2
2015-06-11	$4,942.80	$73.40	67	13.6	5.3
2015-07-13	$4,993.50	$67.25	74	12.9	5.65
2015-08-11	$4,962.50	$70.65	70	12.94	5.63
2015-09-11	$4,982.10	$60.55	82	11.305	6.452
2015-10-13	$4,990.05	$62.95	79	11.473	6.357
2015-11-11	$4,941.00	$61.55	80	11.555	6.311
		Unit Cost		Avg PE	Avg Yield
Total	$39,744.45	$67.59	588	12.60	5.81
2015-07-08	$105.00	US$0.1 (1st Int Div)
2015-10-02	$268.91	US$0.1 (2nd Int Div)
	$373.91
Total (with Div)	$39,370.54	$66.96	588

月供 2800 盈富基金 Jul 2013 - Nov 2015

Date	Cost	Share Price	No. of Shares	HSI PE	HSI Yield
2013-14	$89,676.50	$23.69	3,786	11	3.45
2015-01-13	$4,972.90	$24.30	203	11.29	3.51
2015-02-11	$4,935.20	$24.80	199	11.33	3.48
2015-03-11	$4,986.80	$24.20	204	10.33	3.89
2015-04-13	$4,973.40	$27.80	178	11.94	3.19
2015-05-12	$4,973.40	$27.80	178	11.94	3.19
2015-06-11	$4,993.60	$27.30	182	11.1	3.37
2015-07-13	$9,981.50	$25.25	394	10.36	3.62
2015-08-11	$9,989.80	$25.40	392	10.11	3.71
2015-09-11	$9,978.60	$22.40	444	8.88	4.22
2015-10-13	$9,978.00	$23.40	425	9.24	3.97
2015-11-11	$9,999.60	$22.60	441	9.15	4.01
		Unit Cost		Avg PE	Avg Yield
Total	$169,439.30	$24.12	7,026	10.56	3.63
2013-14	$3,141.00	Dividend
2015-05-29	$822.60	$0.18 (Int Div)
	$3,963.60
Total (with Div)	$165,475.70	$23.55	7,026

月供 5 滙豐控股 Apr 2015 - Oct 2015

Date	Cost	Share Price	No. of Shares	PE	Yield
2015-04-13	$4,977.25	$69.75	71	13.13	5.56
2015-05-12	$4,955.25	$75.85	65	13.9	5.2
2015-06-11	$4,942.80	$73.40	67	13.6	5.3
2015-07-13	$4,993.50	$67.25	74	12.9	5.65
2015-08-11	$4,962.50	$70.65	70	12.94	5.63
2015-09-11	$4,982.10	$60.55	82	11.305	6.452
2015-10-13	$4,990.05	$62.95	79	11.473	6.357
		Unit Cost		Avg PE	Avg Yield
Total	$34,803.45	$68.51	508	12.75	5.74
2015-07-08	$105.00	US$0.1 (1st Int Div)
2015-10-02	$268.91	US$0.1 (2nd Int Div)
	$373.91
Total (with Div)	$34,429.54	$67.77	508