月供 2800 盈富基金 Jul 2013 - Jul 2018

Date	Cost	Share Price	No. of Shares	HSI PE	HSI Yield
2013-17	$384,173.26	$23.52	16,336	13.82	3.35
2018-01-11	$2,992.50	$31.30	95	16.65	2.87
2018-02-13	$2,979.40	$30.30	98	15.95	2.99
2018-03-13	$2,981.35	$31.95	93	15.43	2.85
2018-04-11	$4,960.80	$31.20	159	13.33	3.58
2018-05-11	$4,993.70	$31.30	159	13.43	3.56
2018-06-12	$4,994.00	$31.50	158	13.12	3.49
2018-07-11	$4,976.00	$29.00	171	11.94	3.81
		Unit Cost		Avg PE	Avg Yield
Total	$413,051.01	$23.92	17,269	14.21	3.31
2013-17	$31,851.55	Dividend
2018-05-31	$2,684.96	$0.16 (Int Div)
	$34,536.51
Total (Ex-Div)	$378,514.50	$21.92	17,269
Value (11 Jul 2018)	$500,801.00	$29.00
Return (2013-18)	32.31%

百萬年金

如果你有一百萬現金又夠老資格, 應否買年金?

家母幾個月前問過我, 佢話一個月可以收五千幾蚊好似幾抵, 當我話佢知果一百萬最後無得攞返, 佢即刻話好唔抵, 最後佢俾一百萬我, 我每個月俾返五千佢, 果一百萬依然可以隨時攞返.

簡單計吓數

本金: HK$1M
槓桿一倍: HK$2M
IB Interest: 3%
買 6% REIT一年可以收 HK$2M x 6% = HK$120K, 利息成本: HK$1M x 3% = HK$30K
年收入 HK$90K
平均每月 HK$7.5K

就算唔槓桿也可以收到 HK$5K/Month (HK$1M x 6% = HK$60K)

Note: REIT 價格同派息，融資成本會變動

股票期權 Jun 2018

係風雨飄搖下, 同埋拆息高企下, 唯有出動無限輪迴大法, 將大部分期權往下和後推, 除了中國信達外, 最估唔到竟然要接兩蚊既中廣核, 今日即刻 SC@2 去.

Open Date	Stock	Strike	Month	Call / Put	Price	Qty	Option	Comm	Net Option
9 Feb 2018	388	240	Jun 2018	SP	12.69	20	$25,380	70.76	$25,309
28 Jun 2018	388	240	Jun 2018	LP	8.27	20	-$16,540	53.08	-$16,593
5 Mar 2018	5	75	Jun 2018	SP	2.52	20	$20,160	100.32	$20,060
27 Jun 2018	5	75	Jun 2018	LP	1.96	1	-$784	21	-$805
28 Jun 2018	5	75	Jun 2018	LP	2.22	19	-$16,872	90.74	-$16,963
10 Apr 2018	5	75	Jun 2018	SC	1.81	20	$14,480	88.96	$14,391
23 Apr 2018	17	11	Jun 2018	SP	0.31	40	$12,400	64.8	$12,335
28 Jun 2018	17	11	Jun 2018	LP	0.11	40	-$4,400	58	-$4,458
27 Apr 2018	1816	2	Jun 2018	SP	0.05	20	$10,000	40	$9,960
4 May 2018	1359	2.7	Jun 2018	SP	0.05	40	$10,000	60	$9,940
3 Apr 2018	5	75	Jul 2018	SP	3.98	20	$31,840	123.68	$31,716
14 May 2018	17	12.5	Jul 2018	SC	0.32	20	$6,400	38	$6,362
31 May 2018	5	75	Jul 2018	SC	2.18	10	$8,720	48	$8,672
8 Jun 2018	17	12	Jul 2018	SP	0.32	40	$12,800	65.6	$12,734
14 Jun 2018	1359	2.6	Jul 2018	SP	0.05	40	$10,000	60	$9,940
15 Jun 2018	1816	2.1	Jul 2018	SP	0.05	20	$10,000	40	$9,960
29 Jun 2018	1816	2	Jul 2018	SC	0.06	20	$12,000	44	$11,956
4 May 2018	5	75	Aug 2018	SP	2.81	20	$22,480	104.96	$22,375
31 May 2018	17	12.5	Aug 2018	SC	0.39	80	$31,200	142.4	$31,058
6 Jun 2018	17	12	Aug 2018	SP	0.37	40	$14,800	69.6	$14,730
13 Jun 2018	3	15	Aug 2018	SP	0.24	50	$12,000	74	$11,926
29 Jun 2018	5	75	Aug 2018	SC	1.01	20	$8,080	78	$8,002
30 May 2018	5	75	Sep 2018	SP	2.92	20	$23,360	106.72	$23,253
15 Jun 2018	3	14.5	Sep 2018	SP	0.23	50	$11,500	73	$11,427
27 Jun 2018	5	72.5	Sep 2018	SP	2.29	1	$916	21	$895
28 Jun 2018	5	72.5	Sep 2018	SP	2.33	19	$17,708	92.42	$17,616
28 Jun 2018	388	235	Sep 2018	SP	12.37	20	$24,740	69.48	$24,671
28 Jun 2018	17	10.5	Sep 2018	SP	0.3	40	$12,000	64	$11,936
29 Jun 2018	5	72.5	Oct 2018	SP	2.91	20	$23,280	106.56	$23,173

月供 3 中華煤氣 Feb 2018 - Jun 2018

十送一要 22 Jun 至收到, 所以未反映.

Date	Cost	Share Price	No. of Shares	PE	Yield
2018-02-13	$6,989.72	$14.76	472	28.02	2.24
2018-03-13	$6,995.82	$15.74	443	30.31	2.07
2018-04-11	$4,995.54	$16.22	307	27.52	2.16
2018-05-11	$4,982.88	$16.78	296	28.64	2.08
2018-06-12	$4,995.00	$15.32	325	28.08	2.10
		Unit Cost		Avg PE	Avg Yield
Total	$28,958.96	$15.71	1,843	28.51	2.13
2018	$0.00	Dividend	0	Bonus Share
	$0.00		0
Total (Ex-Div)	$28,958.96	$15.71	1,843
Value (13 Jun 2018)	$27,645.00	$15.00
Return (2018)	-4.54%